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Insurance & Inspection Contracts for Plant & Machinery.Engineering Inspection Contracts
A plant inspection regime is an essential part of ensuring the safety of the plant and machinery that you own (or are responsible for). The inspections are typically governed by a regulatory regime. Technical expertise and experience is required by engineers in a number of disciplines including:
In the facilities management industry engineering inspections are well-known process (driven by established health and safety regimes) and so there is a clear understanding of what is required. The most visible inspection in the property owners sector is that of passenger and goods lifts.
However, plant inspections can often get overlooked by less diligent or knowledgeable managing agents and insurance brokers. This is often caused by the insured not knowing that there is a requirement for an inspection contract in addition to a servicing contract, combined with their broker not asking the right questions.
The risk is that if a lift or machine fails, causing serious injury or death, it will result in an HSE investigation and potentially a criminal prosecution and jail time for the accountable director(s).
Engineering Insurance
Businesses rely on equipment to function correctly at all times. A breakdown could be just as hurtful (in relative terms) to a manufacturing business as to an office based business or a residential block of flats. For this reason it is prudent to ensure that those responsible for plant and equipment make arrangements for adequate insurance cover to provide for repairs and replacements to equipment that suffers damage.
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