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Insurance for Private Motor Cars.
Car insurance is designed to provide cover in the event of an accident. It is a legal requirement through the Road Traffic Act if you own or drive a car on the public roads.
If you drive uninsured and you are caught, the penalty is a minimum fine of £300 and six penalty points. If it goes to court, you may be given an unlimited fine and be banned from driving.
There are three broad types of car insurance:
In the event you are involved in a motor vehicle accident, depending on the type of policy you purchase, car insurance is intended to cover you for: