No-one wants to spend a lifetime of toil to be able to buy the nice things in life and achieve financial security, just to see a large part of it disappear overnight in a disaster – like a house fire when the insurance fails to pay out.
At whatever stage you are in life and whatever assets you own, events can happen that force you down a slippery snake on the game board of life.
However, if the right personal insurance is in place to protect you and your family, you should be able to climb straight back up the next ladder and carry on as just you were.
So it makes sense to protect your family, your property and treasured possessions, and all the other things you have worked so hard to afford, with one or more insurance policies that suit your needs.
There are plenty of off-the-shelf home insurance products that can be bought from online quote-and-buy platforms or over the phone from a sales team, but if you would rather speak to an insurance specialist to help you understand the risks you face and what insurance products that are available to protect you, then we can help.
If you like to speak to us please send us a message on our contact page or book a call with us using the button below.
Buying the right insurance policy to protect your home and possessions can be a complex and mystifying process and you often only find out your insurance policy isn't quite right when you get a claim that isn't covered. To assist, below is a small selection of papers providing a summary of the core insurance covers that you need to be familiar with. Click on each image for a pop-up taster of what each document is about and if you want to read the rest, simply click on the download button for a pdf copy.
Deciphering all the parts of your home insurance policy can be difficult. This article covers the basics in order for you to better understand your policy. All home insurance policies follow the same general format: A declarations page, a definitions section and sections for property insurance and liability insurance.
Owning precious valuables can sometimes be worrisome. On the one hand, possessing unique and expensive objects such as art, jewellery or an expensive home can be a source of pride and imbue you with a sense of distinction. On the other hand, these objects can create additional burdens, constantly requiring security and special consideration.
How can you reconcile these two perceptions? Secure your commodities and your peace of mind by purchasing a high net worth insurance policy.
it’s brand new or just new to you, buying a vehicle is one of the most
significant purchases that you will make during your life. It requires hours of
research comparing different makes, models and features even before you start
hunting for the best deal. Unfortunately, after all of that work, once the
front tyres of your vehicle leave the forecourt, it begins to lose its value. [...] In the event that you are in an accident or your vehicle is
stolen, guaranteed asset protection
(GAP) insurance provides you with compensation equal to the original value
of your vehicle when you bought it.
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